CHRIS BROWN & BOW WOW $5, 000 STRIPPER TIPPERS

Chris Brown and Bow Wow don't take their hard-earned money for granted -- and to prove just how seriously they take their finances ... the rappers dropped $5,000 a pop on MULTIPLE strippers last MONTH.

Bow and Breezy let loose at the King of Diamonds strip club in Miami last Wednesday -- the largest strip club on the planet -- buying untold bottles of booze for their entourage ... and lining the floor with singles.

Sources at the club tell TMZ, at least three dancers walked away with $5,000 in tips ... each.

A local celebrity baker topped off the night with a giant 2-story cake for Team Breezy, lined with Swarovski crystals. Chris Brown's rep confirmed the after party took place at KOD -- but didn't have a further comment. So far, no word back from Bow Wow's rep.